Underwriting Documents

Underwriting documents are forms used during the loan approval process to collect information, verify borrower details, and meet compliance requirements.

In Charlie, these documents can be generated individually or as part of a predefined package, depending on your workflow and document provider.

How It Works

Charlie allows underwriting documents to be generated at different points in the workflow:

• Quick Actions - Provides fast, direct access to generate individual documents.
• Underwriting Workflow (Checklists & Progress Items) - Documents are also available within underwriting steps to ensure required conditions are completed at the right time.
• Print Documents Access Point-The Underwriting Documents section is accessed by clicking Print Documents in:
  • Underwriting Progress Item (PIP)
  • Underwriting Checklist (Decision node)
  • Clear to Close Checklist (Decision node) 

From there, you can select documents by vendor and generate them.

Common Underwriting Documents

Examples include:

• Fee Worksheets (1-page / 2-page)
• Notice of Incomplete (NOI)
• 1008 Transmittal Summary
• Prequalification Letter
• Gift Letter
• Fraud Alert Verification
• Loan Payoff Request
• Property Inspection Waiver

Document Providers & Packages

Charlie supports multiple document providers, including:

• Charlie Internal
• Asurity
• DocMagic 

In addition to individual forms, providers like Asurity and DocMagic can create underwriting document packages tailored to each client. These packages bundle required forms together so they can be generated in one step.  This includes key documents such as:

• Commitment Letters
• Notice of Incomplete (NOI)
• Adverse Action Letters

Why This Matters

Using provider-defined packages allows you to:

• Generate multiple required documents in one step
• Ensure compliance with lender or investor requirements
• Maintain consistency across loans 

How to Generate Documents

Option 1: Quick Actions

1. Open Quick Actions

2. Select the document(s) you want to generate

Option 2: Print Documents (Underwriting Workflow)

1. Navigate to one of the following:
   • Underwriting Progress Item (PIP), or
   • Underwriting Checklist (Decision node), or
   • Clear to Close Checklist (Decision node)
2. Click Print Documents
3. Select a Vendor Type (e.g., Asurity, DocMagic)
4. Choose document(s) from the list
5. Click Apply

Key Takeaway

Underwriting documents in Charlie can be generated either individually through Quick Actions or in bulk through the Print Documents option within underwriting workflows. Document providers like Asurity and DocMagic can also supply pre-built packages, helping streamline document generation while ensuring compliance with client requirements.