FAQ: Is There a Test Case for New User to Input a Loan?

Q: Is there a test case for a new user to input a loan in Charlie?

A: While not a formal test case, users can enter a sample URLA to explore the platform. When doing so, make sure to enter the required fields below. All other fields can be filled with whatever information you chose. 

Here's a step-by-step guide for a new user to input a sample loan into Charlie (URLA):

Create a New Loan:

1. Login to Charlie and click the Create New Loan button.

2. Enter Borrower Name: John Homeowner

3. Select Loan Officer:  Select Morty Originator

4. Loan Purpose: Purchase

5. Loan Program: Conventional

6. Purchase Price: 450,000

7. Loan Amount: 300,000

8. Occupancy: Primary

9. State: Tennessee

10. County: Shelby

11. Click: Create New Loan

12. Click: Navigate to URLA to continue

Personal Information

1. Enter Social Security Number (SSN): 999-40-5000

2. Enter Date of Birth (DOB): 07/06/1960

3. Citizenship: US Citizen

4. Are you applying jointly? Not Jointly

Address Information

1. Add Current Address: 175 13 St, Washington DC 20013

2. Residency Status: Current

3. Rent Duration: 3 years, 7 months

4. Monthly Rent: 1,475

5. Add new Subject Property:

6. Address: 405 S Perkins Rd, #340 Memphis, TN 38117

Marital Status and Dependents:

1. Marital Status: Unmarried

Military Status

1. In/Military/Veteran: No

Employment and Income

1. Add Current Employment

   • Employer Name: Wannamaker Toy Company

   • Employment Status: Primary

   • Start Date: 10/19/2015

   • Job Title: Supervisor

   • Base Income: 9,084

Assets

1. Add asset: Checking Account:

   • Bank: FinBank Profiles-A

   • Account Number: 2001

   • Balance: 50,000 (Stated)

2. Add asset: Money Market Fund

   • Bank: FinBank Profiles-A

   • Account Number: 84729

   • Balance: 90,000

Credit & Liabilities

1. Click Next

Real Estate Owned

1. Click Next

Loan and Property Details

1. Note Rate: Any

2. Purchase Price: $450,000

Gifts and Grants

1. Click Next

Proposed Housing

1. Homeowners: 175

2. Property Tax: 250

New Loans on Subject Property

1. Click Next

Declarations

1. Answer Yes to the first question.

2. Answer No to all others

SPIC

1. Language Pref: English

2. Education: No

3. Counseling: No

Demographic Information

1. Gender: Male

2. Ethnicity: Puerto Rican

3. Race: White

4. Information Provided: Face to Face

5. Collected on Visual: No

Click Finish