1. Charlie now retains the Last Disclosed fee amounts, ensuring accuracy of Change of Circumstance events and tracking.

2. When fees are updated, the Compare Fees table automatically highlights any differences that may trigger a CoC.
In this example, a discount point was added when the loan amount increased and the rate decreased after the initial LE was sent.

3. Once the difference is detected, a Change of Circumstance is triggered.

4. A banner and the Disclosure Info Box both alert that redisclosure is required, providing a direct link to place the order.

5. When ordering, Charlie automatically filters the package type to Redisclosure, streamlining the process.

6. Once the new disclosures are delivered to the borrower…

7. …the Disclosure Info Box turns green and the status updates to Complete, indicating last disclosed fees have refreshed and any tolerance differences have been cleared.

8. Also to note when updating fees, manual edits are preserved while integration-sourced fees refresh, ensuring user-entered changes remain intact.